Financing
You can work with your current bank or credit union, as long as they will finance a 25 year old classic vehicle.
We do not offer in house financing at this time but we work with the lenders below.
Question and answers at the bottom of this page.
Option 1: LightStream
Website: www.Lightstream.com
Good to excellent credit profile.
They require minimum 650 CR Score and 2 years of Auto Lending History.
If you do not have these requirements, you will require a co-signer.
Don't Require Down Payment
All loans are subject to credit approval by LightStream.
Option 2: Collector Car Lending
Payment History Requirement: 18-24 months of positive payment history on an auto OR real estate loan of a comparable dollar amount to what you're requesting as a loan amount.
-Classic/Collector Cars aged 21+ years.
-Exotics aged 7+ years.
-Competitive Rates
-Extended Terms
-No Pre Payment Penalties!
-Ability to waive Income Verification for qualifying applicants.
-10% Minimum Down Payment Required.
-Fast, Efficient, and Professional Customer Service!
- 630 CR Score or Better
- If requirements not met, Co-Signer is required
Option 3: JJBest LLC
Website: https://jjbest.com
Requirements; 650 minimum credit score or Co-Signer, 10-15% down payment,
2 years of auto lending history
1-800-USA-1965
We recommend JJBest for people have taken out a car loan previously.
For Our Active Duty & Veterans
1. Navy Federal Credit Union
Website: https://www.navyfederal.org/
Requirements: Minimum requirements are entirely situational based off of credit history and desired loan amount. The loan will be a personal loan, the vehicle will be collateral.
- Get Purchase Order From Us
- Vehicle Appraisal will be needed
Q: Can I take out a loan to source a car in Japan?
A: No, lenders do not allow loans unless the car is already here.
Q: What will be my monthly payments and percentage?
A: This is all set up through your lender and we can not answer these questions, it is based on your financing terms and credit score.
2. USAA
Website: https://www.usaa.com/inet/wc/bank-loan-auto-main?wa_ref=pub_global_products_bank_auto
Requirements: Minimum requirements are entirely situational based off of credit history and desired loan amount.
Q: Can I take out a loan to source a car in Japan?
A: No, lenders do not allow loans unless the car is already here.
Q: What will be my monthly payments and percentage?
A: This is all set up through your lender and we can not answer these questions, it is based on your financing terms and credit score.
3. Pentagon Federal Credit Union
Website: https://www.penfed.org/auto
Requirements: Minimum requirements are entirely situational based off of credit history and desired loan amount.